Amerisafe only writes Workers' Compensation Insurance for Hazardous Occupations, targeting:

• Agribusiness Workers' Compensation Insurance
• Construction Workers' Compensation Insurance
• Logging Workers' Compensation Insurance
• Oil & Gas Workers' Compensation Insurance
• Trucking Workers' Compensation Insurance
• Heavy Manufacturing and Other Hazardous Industries Workers' Compensation Insurance

We have consistently produced superior results from focusing on the needs and demands of our policyholders and injured workers. Many of our employees come from backgrounds in hazardous industries and their understanding and experience enable us to provide services that are meaningful and highly effective in underwriting, loss prevention, and claims services.

Our products are distributed through over 1,800 independent agents in more than 25 states. We are also licensed by the U.S. Department of Labor to underwrite USL & H exposures. See our territory map for current product availability by state.

Most insurance companies that write hazardous businesses have a lengthy list of exposures that they exclude from underwriting consideration; we don't. We analyze each prospective client on their own merits relative to known industry trends and statistical data. Our underwriting goal is to price our products as competitively as possible while still achieving a profit margin. Our profitability assures financial stability to our policyholders and provides a solid base for continued growth. We are rated “A-” Excellent by A.M. Best and our current financial size category is “VIII”.

Amerisafe targets industries that are generally characterized by the potential for severe injuries - that is hazardous industries. Our underwriting process begins with an Amerisafe Loss Control Specialist providing a job-site inspection prior to quoting and includes an in-depth analysis of each submission to ensure we price our products as competitively as possible. The more information we receive the better job we can do. We accept submissions up to 120 days prior to current expiration. This gives us the best opportunity to provide you the most competitive proposal possible.

For a listing of the Amerisafe Underwriting Department, and state assignment, click here.

As an Amerisafe policyholder, you can look forward to very personal services and policy features such as the following:

Available Coverages:

• Standard policies provide statutory workers compensation benefits and employer's liability limits ranging from $100,000 to $5,000,000.
• Extensions of coverage may include USL&H, OCS Extension, MEL, TWMC, and waivers of subrogation to list a few. Of course, individual policy language and state laws govern actual coverage afforded.
• Loss Sensitive Rating Plans are available for qualifying policyholders, deductible, dividend, and Retrospective Rating plans offer potential savings for better than average claims experience.

Loss Control Services: Every policyholder has access to extensive safety services designed to minimize workplace accidents. These range from tailored safety programs designed for your business to simple information on particular subjects like "ladder safety". Visit Amerisafe's Loss Prevention Services for more details or contact our safety department at 800-256-9052 or e-mail us.

Pay Plans: All Amerisafe workers' compensation policies are written on a Direct Basis, and Monthly Reporting is used as our payment method. Additionally, Amerisafe accepts Check-by-Phone. Visit Pay Options for more details.

Claims Reporting & Management: Our toll free claims reporting system - 800-699-6240 - enables clients to report claims immediately. The earliest notification possible gives us a head start in assuring quality medical treatment is provided and speedy recovery and return to work can be efficiently accomplished. Visit Amerisafe Claims for more details, contact our claims department at 800-256-9052 or e-mail us.

Premium Audit: Premium Audit. Most policy premiums are based on employer payrolls. At the end of each policy period we review client records, often in their offices at their convenience, to assure the correct premiums have been calculated. Assistance is always available to answer questions on premium calculation and reporting of payrolls during the policy period. Visit Premium Audit for more information.

Marketing Contact / Materials to Download:

• Contact the Marketing Associate who manages your state
• Review the Specific Industries that Amerisafe targets
• Download our Ready Reference Guide - Outline of our Underwriting Guide
• Download our Preferred Class Code Lists - Eligible Class Codes by state. Amerisafe suggests you download your state list on a regular basis, as codes can change.
• Information on how to become an Amerisafe producer
• Trucking Supplemental Application - Required Supplemental Application for Trucking risks. Download this form from our Download Center.
  
  We are a growing company with competitive products, providing effective, efficient services designed to lower the long-term cost of workers' compensation. For more information please call us at 800-897-9719 or e-mail us.